If you are above 25 years, you can expect lower premiums.
Motorbike isurance drivers#
Younger drivers have to pay a higher premium to get a motorbike insurance, but the premiums go down as you age. Your Age – Insurance companies determine the premium using risk statistics, and unfortunately, age is one factor that isn’t in your control.
Motorbike isurance license#
To know more on the different license categories for motorcycles, read the gov.uk guidelines and license requirements page. Remember, you need to have a valid motorbike license to drive differently powered motorbikes. Naturally, high powered vehicles tend to attract a higher cover and thus a larger annual premium. The Motorbike Make And Capacity – Higher the power of your motorbike, greater is the risk of accidents. But don’t worry, we inform you of the extras you can buy when you take a quotation from us. Also known as pillion cover, you may need to buy this separately if the insurance you purchase does not include it as default. Pillion Cover - Not every motorbike insurance will allow you to carry a passenger.
Other than the kind of motorbike insurance you take, there are additional factors that influence your annual premium. Factors That Affect Your Motorbike Insurance Premium To know more give us a call and speak with one of our trained motorbike insurance executives today. We don’t just insure motorcycles but all kinds of motorbikes, which includes scooters, quad bikes, classic motorcycles and even trikes! Each of these specialized bikes has unique insurance requirements. The alternative is to reduce your voluntary excess and thus include comprehensive coverage at a reduced premium. Keep in mind that the more indemnity and coverage you seek, the higher will be your insurance premium. Comprehensive Motorbike Insurance – The level of indemnity is the highest in a comprehensive cover as it protects you and your vehicle from all kinds of damages including accidental, malicious, windscreen, theft, fire and third party.Third Party Fire and Theft – This cover includes the basic third party cover but includes fire and self-ignition damage as well as attempted burglary and theft protection.It protects against any third party damage you and your vehicle may be responsible for.
Motorbike isurance upgrade#
You have the basic no-frills third party only cover, an upgrade on the third-party cover to include fire & theft and finally, a comprehensive motorbike insurance cover that includes everything. Just like car insurance, motorbike insurance coverage levels are of three types.
Our service doesn’t end there, we then ensure that you have a dedicated after service with an acceptance line and customer service helpline open Monday to Friday 9am until 7pm and Saturday 9am until 2pm, along with a claims line that is open 24/7. Here at One Sure, you are talking to the specialists, we do the leg work for you, searching over 40 Insurance companies working with them to obtain the best policy and price for you. It’s our aim to get the best policy at the best price for you. We offer cover for a broad range of vehicles from superbikes, sports bikes, classics, choppers and also imports. Whether you’re a bike enthusiast, a casual rider or it’s your first policy, have peace of mind that you are dealing with experts.
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